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Florida Health Insurance Marketplace 2021

Florida residents who want to get government-subsidized health coverage can apply during the open enrollment period. If you live in Florida, you can enroll in health coverage through healthcare.gov as it's a part of the federally ran Marketplace. So the state doesn't have its own Marketplace.You can apply for coverage on healthcare.gov after creating an account. Upon logging in, you will be able to view and compare plans and pick the one that suits you and your family the best. Picking the right plan for your needs is very important as it has a direct relation to how much you're going to pay for health coverage. We suggest giving at least a couple of hours to find the right plan for your needs as even $100 a month can mean over a thousand dollars annually.Same as anyone else in a...

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Is Renters Insurance Worth It?

Is renters insurance worth it and if so, why? The renters insurance is a simple insurance policy that protects the personal belongings of a renter. While it is commonly mistaken with homeowners insurance, it has nothing to do with where a tenant lives. It's simply to protect the personal belongings of the tenant such as furniture, clothing, electronics, anything that the tenant has in the property.Whether or not it's worth it is up to you but we can comfortably say that it is because for the amount you pay, you get a high value of protection.Cost of Renters InsuranceThe cost of renters insurance make it worthy of purchasing for the value you get. On average, the renters insurance cost about $30 to $40 a month with up to $40,000 coverage and $1 million in personal liability co...

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States With Their Own Marketplace

Most states run their own Marketplace for health insurance. Out of 50 states, only 12 have a designated Marketplace. This is due to the state deciding on running its own Marketplace. It has nothing to do with the size or the number of people that live within the state.For example, while Texas is a part of the federal Marketplace, Maryland isn't. With that said, the size of the state doesn't matter. Below, you can see if you need to use healthcare.gov or your state's Marketplace if you're going to get subsidized health insurance.CaliforniaColoradoConnecticutDistrict of ColumbiaIdahoMarylandMassachusettsMinnesotaNevadaNew YorkRhode IslandVermontWashingtonThe above states, including the District of Columbia operate its own Marketplace. Residents of these states must use their s...

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NJ Health Insurance Marketplace

New Jersey is a part of the federal health insurance marketplace. NJ residents who want to get subsidized health insurance must use healthcare.gov to enroll during the open enrollment period. The open enrollment—not only for NJ residents but for everyone is between November 1 and December 15. During the open enrollment, you can select a plan and your plan will start on January 1st, 2021.To get coverage, all NJ residents must get on healthcare.gov and create an account. After an account is created, you can provide basic information such as income, number of people in the household, and their information. What you'll need to provide is the same answers to when purchasing health insurance. This includes tobacco usage, age, pre-existing conditions, etc.Based on the information you pr...

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State

California Health Insurance Marketplace

California is one of the few states that run its own Health Insurance Marketplace. When looking to get subsidized health coverage, you will need to use Covered California, not healthcare.gov. This is because some states want to run their own Marketplace so that it is more efficient.However, this doesn't mean that the coverage you get on Covered California is going to be better than someone who's living in Texas and enrolling in health coverage on healthcare.gov. It all comes down to the state decision. For example, another state that runs its own Marketplace is Maryland but it is a very small state compared to California or Texas.California residents who want to get subsidized health coverage need to qualify for insurance through the Marketplace. What determines one's eligibility...

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State

Texas Government Subsidized Health Coverage

Texas, unlike most other larger states, doesn't run its own Health Insurance Marketplace. Those who are a resident of Texas can get subsidized health insurance through healthcare.gov. Just like purchasing private health insurance, you will be able to view and compare plans to find the one that suits you and your family the best.Texas residents that want to get health coverage through Marketplace must enroll during the open enrollment. It runs from November 1st to December 15th. If you miss this deadline, you can only get coverage for 2021 through Texas Health Insurance Marketplace if you qualify for the Special Enrollment Period or Medicaid/CHIP (Children's Health Insurance Program).Learn more about Special Enrollment Period, Medicaid, and CHIP from our homepage.How to get co...

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