Most states run their own Marketplace for health insurance. Out of 50 states, only 12 have a designated Marketplace. This is due to the state deciding on running its own Marketplace. It has nothing to do with the size or the number of people that live within the state.
For example, while Texas is a part of the federal Marketplace, Maryland isn’t. With that said, the size of the state doesn’t matter. Below, you can see if you need to use healthcare.gov or your state’s Marketplace if you’re going to get subsidized health insurance.
- District of Columbia
- New York
- Rhode Island
The above states, including the District of Columbia operate its own Marketplace. Residents of these states must use their state’s designated platform for enrolling in subsidized health coverage, not healthcare.gov.
Click on your state to be redirected to the health insurance marketplace.
|Colorado||Connect for Health Colorado|
|Connecticut||Access Health Connecticut|
|District of Columbia||Columbia Health Link|
|Idaho||Your Health Idaho|
|Maryland||Maryland Health Connection|
|Massachusetts||Massachusetts Health Connector|
|Nevada||Nevada Health Link|
|New York||NY State of Health|
|Rhode Island||Health Source Rhode Island|
|Vermont||Vermont Health Connect|
|Washington||Washington Health Plan Finder|
Also, you can select your state on healthcare.gov and you will automatically be redirected to your state’s Marketplace. There isn’t a difference between state Marketplaces and the federal Marketplace. Both offer the same but may work a little bit differently.
All and all though, use your state Marketplace if your state has one so you can get subsidized coverage. Follow the state health insurance marketplace guidelines to get coverage or call to seek assistance. The phone number for both federal Marketplace Call Center and state Marketplace phone numbers can be found here.