Texas, unlike most other larger states, doesn’t run its own Health Insurance Marketplace. Those who are a resident of Texas can get subsidized health insurance through healthcare.gov. Just like purchasing private health insurance, you will be able to view and compare plans to find the one that suits you and your family the best.
Texas residents that want to get health coverage through Marketplace must enroll during the open enrollment. It runs from November 1st to December 15th. If you miss this deadline, you can only get coverage for 2021 through Texas Health Insurance Marketplace if you qualify for the Special Enrollment Period or Medicaid/CHIP (Children’s Health Insurance Program).
Learn more about Special Enrollment Period, Medicaid, and CHIP from our homepage.
How to get coverage on healthcare.gov
Go to healthcare.gov and create an account if you don’t have one already. Click here to create an account. After you fill out the form, you will create your account. We suggest noting the questions for verifying your identity. You will use answers in case you forget your password and can’t get ahold of your e-mail.
After this is done, you can proceed to view and compare plans. But before you do that, you will need to enter your ZIP code and information about your household such as income and number of people in the household. Based on the information you provided, you will see the plans that are available to you. Once you select a plan, it will start on January 1st, 2021, and will run through the end of the year.
We suggest enrolling in Health Insurance Marketplace whether you live in Texas or not. Because you will get subsidized insurance which means you will pay a lot less than non-subsidized health insurance. In doing so you will also meet the federal law obligation that all Americans must carry some form of health insurance.